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There was a time, believe it or not, when we didn’t have mobile phones. Even stranger, a time without Facebook. And, although you might not remember it, a time when going on holiday meant the only contact you had with the outside world was a quick call from a telephone box which gobbled up all your foreign currency.

Oh how times have changed.

It now seems our addiction to keeping track of the gossip back home is costing hundreds if not thousands of pounds to UK holidaymakers who have their mobile phones attached to their…well…everything. An un

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You may be in a situation whereby you are can’t borrow the normal auto loan because you have poor credit ratings. What should you do? You are not supposed to start lamenting over your situation because there is a savior now in bad credit auto loans. These types of loans are specifically meant for people of your caliber-those with a bad credit score.

There are these two types of lenders known as subprime lenders and the hard money lenders. These lenders understand that it is not easy to carry on o daily routine and activities without a car. They are also fully aware of the economic crisis and other different reasons that cause financial constraints. I

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“My credit check shows just how badly Bank of America has killed our credit scores! They don’t care how long we’ve been customers or how much money we make for them. They just don’t care….”

Banks do not care about you or me.

It’s all about profit…for them that is.

Below, check out Doug H’s anger toward Bank of America and American Express, showing just how far banks will go to protect their profits…regardless of your (and my) loss!

“I am 49 years old and have been employed since 1993, when I graduated from law school.

“My wife and I have lived in the same home since 2000. Neither my wife nor I h

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Yep, you read correctly.

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Bad credit repair advocate Mike Payne provides FREE podcasts for your eduTainment – please leave your comments, questions and/or suggestions below!

Consumer Advocate Mike Payne helps people improve their credit & grab the keys to their new homes!

Enjoy this short podcast….

For more information, click the link.

Bad Credit Repair – Don’t Pay Off Debt Collectors Until You Hear This!

Description: Paying off a debt collector the wrong way will waste your money and drop your credit scores.

Click triangle to begin podcast….

Daily, I receive calls from people faced with debt collectors who call and call and call.

Some debt collectors professionally do their jobs.

They don’t scream, lie & threaten.

Some debt collectors harass, threaten, lie & call your neighbors and family.

Oh yes, some will and some do.

Before you pay a debt collector even one penny, confirm you run this alleged debt through my sniff test:

1. Is the debt yours?
2. Is the debt accurately reported?
3. How old is the debt? Don’t look

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