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I was looking through some old posts and found this question. I thought it was a good one so I wanted to post an answer here. The question comes from jamshid q:

I had a dispute with citi credit card they try to get my money back and told me not to do anything with the merchant then they said after 4 month they cant do anything I said now its their fault and i want my money back because at time I could just contact the police and get the money back now they refusing it what can i do help me please it is $1500

Answer: why cant you still contact the police?and two: USE PUNCTUATION!! that was one long sentence that took me a few reads to understand.

When it comes to saving money for the future everybody knows that the more you save the easier your life will be later on but what some people don’t understand is that you have to start saving now. The toughest part about saving money is not that you don’t have any money to save, the toughest part is that you see the money just sitting in an account and you want to hurry and spend it. If you want to save for the future then you need to first start off by reading and understandings these tips.

Tips on saving for the future

Build an emergency fund – If you don’t have at least 6 months of expenses sitting in some savings account somewhere then you don’t have an emergency fund. What you need to understand is that an emergency fund is meant to be used for an emergency such as losing a job, paying for a new engine for your car, and even paying to have a surgery.

Save more than 10% – How much are you currently saving each month? If you are only saving 10% then you need to save a little bit more. Most peop Read more…

Today’s top news headlines feature reasons more couples are drafting prenuptial agreements and a new warning to banks about the increased likelihood of falling victim to computer hacking. Plus, find out why consumer confidence fell below analysts’ expectations.

Consumer Confidence Does Not Live Up To Analysts’ Expectations The Associated Press The June Consumer Confidence Index fell below analysts’ projections, declining from a revised 61.7 in May to 58.5. Analysts had predicted the index would hold steady at 61, amid falling gas prices, but experts say the unemployment market has kept many Americans in a state of anxiety over the economy.

Prenups Spike, Attorneys Say Fortune Roughly three-quarters of attorneys have reported a significant increase in prenuptial agreements, which they say is due in large part to the economy. The high divorce rate for first marriages – 50 percent – and the financial strain many individuals faced after the recession have left them eager to safeguard their assets in the event of a split. Couples who

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Your credit score is one of the most important components of your application for a line of credit. Your credit score is a determining factor in your mortgage and auto loan terms, credit card rates and insurance premiums. Some employers and landlords also take your score into consideration. But what exactly is a credit score and how is it calculated?

Definition Your credit score is a three-digit number, calculated based on information listed in your credit report, that lenders use to measure your creditworthiness and the likelihood you will default on your payments. Your credit score may range from between 300-850, the higher the credit score the better. The three main credit bureaus—Experian, Equifax and TransUnion—each hold a copy of your credit report, meaning that you actually have three credit scores, or one from each bureau.

How Is Your Score Calculated There are different types of credit scoring models, and each may vary slightly. The

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Its time for another question/answer. I know a lot of you like these so here we go. This one comes from who asks us:

I am a credit cardholder for 3months and the first annual fee is free. What if I want to deactivate my credit card before the expiration of my credit card? How much will I pay for deactivation? And am I possible to apply for credit card for other agency?

Answer: Try to show your card is stolen. And then go for this procedure.If your card is lost or stolen, or likely to be misused contact us immediately on 08456 007 010 (textphone 18001 08457 125 563) in the UK or +44 1442 422 929 (textphone +44 1792 494 394) from overseas. Our advisors will cancel your card(s) as soon as you notify us.

When looking for a bad credit auto loan, it is essential that you know what to do and the steps to take. Different methods do exist but few are fast and easy to use. A simple step that you can use has been defined below.

Start by collecting your documents and studying them. Get your credit score sheet, your pay slip and your identification documents ready in this step. In the process, check and make corrections where need be.

Look at the different options that are available in the market you are targeting. Find out the different bad credit auto loan dealers around your neighborhood or town. This can be done fast by using the internet or different points of referrals.

Make a selection from the whole lot. Find out what each firm or individual needs and see if you are in a position to meet the need. This will help you eliminate dealers who have different unattainable needs that you may not be able to satisfy.

Afterwards, start making contacts with the bad credit auto loan firms.

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