<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Repair Credit Facts</title>
	<atom:link href="http://www.repaircreditfacts.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.repaircreditfacts.com</link>
	<description>CREDIT Repair FAQs, Credit Repair Kit, Places to Fix your Credit For Free!</description>
	<lastBuildDate>Wed, 16 May 2012 01:18:44 +0000</lastBuildDate>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>http://wordpress.org/?v=3.3.1</generator>
		<item>
		<title>Debt Added to Mortgage: What Happens?</title>
		<link>http://www.repaircreditfacts.com/debt-advisor/debt-added-to-mortgage-what-happens/</link>
		<comments>http://www.repaircreditfacts.com/debt-advisor/debt-added-to-mortgage-what-happens/#comments</comments>
		<pubDate>Wed, 16 May 2012 01:18:44 +0000</pubDate>
		<dc:creator>Caitlin Tepper</dc:creator>
				<category><![CDATA[Debt Advisor]]></category>
		<category><![CDATA[Added]]></category>
		<category><![CDATA[Added Mortgage]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/debt-advisor/debt-added-to-mortgage-what-happens/</guid>
		<description><![CDATA[You are geared up to purchase a home, but then there are the added ownership expenses such as for appliance, renovations, furnishings and landscaping that you may not have foreseen. You may also have other plans for your money, like a new car or a vacation perhaps, or have countless of other loans that you [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/debt-advisor/debt-added-to-mortgage-what-happens/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When it comes to marriage, how much debt is too much?</title>
		<link>http://www.repaircreditfacts.com/credit-help/when-it-comes-to-marriage-how-much-debt-is-too-much/</link>
		<comments>http://www.repaircreditfacts.com/credit-help/when-it-comes-to-marriage-how-much-debt-is-too-much/#comments</comments>
		<pubDate>Tue, 15 May 2012 11:35:24 +0000</pubDate>
		<dc:creator>Sofia Ballow</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-help/when-it-comes-to-marriage-how-much-debt-is-too-much/</guid>
		<description><![CDATA[Would you call off your wedding if you just found out your partner was deeply in debt? How about if he missed a couple of credit card payments and now has a black mark on his credit report? It&#8217;s an uncomfortable question, and the answer you get depends on the person you ask &#8212; and [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-help/when-it-comes-to-marriage-how-much-debt-is-too-much/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will There Be a Student Loan Bubble Burst Soon?</title>
		<link>http://www.repaircreditfacts.com/credit-repair/will-there-be-a-student-loan-bubble-burst-soon/</link>
		<comments>http://www.repaircreditfacts.com/credit-repair/will-there-be-a-student-loan-bubble-burst-soon/#comments</comments>
		<pubDate>Thu, 10 May 2012 03:05:34 +0000</pubDate>
		<dc:creator>Mitchell Wickham</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Loan]]></category>
		<category><![CDATA[Student Loan]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-repair/will-there-be-a-student-loan-bubble-burst-soon/</guid>
		<description><![CDATA[Student Loan Debt Still Rising – Could it be the next crisis? Pay it or die with it, you choose. A report concerning student loans debt was released by the National Association of Consumer Bankruptcy Attorneys (NACBA) in early February 2012.  More than 80 percent of the attorneys had seen an increase in the number [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-repair/will-there-be-a-student-loan-bubble-burst-soon/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Increase Credit Score – 5 Important Tips On How To Increase Credit Score And Keep It High</title>
		<link>http://www.repaircreditfacts.com/credit-help/how-to-increase-credit-score-5-important-tips-on-how-to-increase-credit-score-and-keep-it-high/</link>
		<comments>http://www.repaircreditfacts.com/credit-help/how-to-increase-credit-score-5-important-tips-on-how-to-increase-credit-score-and-keep-it-high/#comments</comments>
		<pubDate>Sun, 06 May 2012 12:14:38 +0000</pubDate>
		<dc:creator>Sofia Ballow</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Score]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-help/how-to-increase-credit-score-5-important-tips-on-how-to-increase-credit-score-and-keep-it-high/</guid>
		<description><![CDATA[Credit score is like health – most people don’t think about it until it becomes a problem. Just as the current state of your health mirrors the health habits you have followed over a longer period of time, so your credit score reflects your credit history. It means that building a high credit score takes [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-help/how-to-increase-credit-score-5-important-tips-on-how-to-increase-credit-score-and-keep-it-high/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Are the CFPB’s Top Priorities?</title>
		<link>http://www.repaircreditfacts.com/credit-repair/what-are-the-cfpbs-top-priorities/</link>
		<comments>http://www.repaircreditfacts.com/credit-repair/what-are-the-cfpbs-top-priorities/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 16:33:55 +0000</pubDate>
		<dc:creator>Mitchell Wickham</dc:creator>
				<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-repair/what-are-the-cfpbs-top-priorities/</guid>
		<description><![CDATA[1. “Know Before You Owe” Campaign The purpose of the “Know Before You Owe” campaigns is to help consumers understand consumer debt products including all the terms of their mortgage, credit card and student loan agreements. By July 2012, the Consumer Financial Protection Bureau will complete a simplified federal mortgage disclosure form.  It is also [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-repair/what-are-the-cfpbs-top-priorities/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Regulators probe alleged breaches of credit card rules</title>
		<link>http://www.repaircreditfacts.com/credit-help/regulators-probe-alleged-breaches-of-credit-card-rules/</link>
		<comments>http://www.repaircreditfacts.com/credit-help/regulators-probe-alleged-breaches-of-credit-card-rules/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 07:51:12 +0000</pubDate>
		<dc:creator>Sofia Ballow</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Card Rules]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Rules]]></category>
		<category><![CDATA[Rules]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-help/regulators-probe-alleged-breaches-of-credit-card-rules/</guid>
		<description><![CDATA[Regulators probe alleged breaches of credit card rules Even the best credit card companies can fall foul of regulators. The IndexCreditCards.com news blog recently slammed the Platinum Trust Card. We implied that, if you could stretch the definition of a credit card company to include this products issuer, it was one of the worst. Now [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-help/regulators-probe-alleged-breaches-of-credit-card-rules/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Senator’s Annual Prepaid Card Tradition Continues</title>
		<link>http://www.repaircreditfacts.com/credit-help/a-senators-annual-prepaid-card-tradition-continues/</link>
		<comments>http://www.repaircreditfacts.com/credit-help/a-senators-annual-prepaid-card-tradition-continues/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 17:36:38 +0000</pubDate>
		<dc:creator>Sofia Ballow</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Tradition]]></category>
		<category><![CDATA[Tradition Continues]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-help/a-senators-annual-prepaid-card-tradition-continues/</guid>
		<description><![CDATA[Ah, the holidays a time of tradition. Some of us celebrate Christmas, some of us celebrate Kwanzaa. Others celebrate Hanukkah. A few people may actually celebrate Festivus (December 23 is the traditional Festivus date if you dont already know). Whatever you celebrate, an important part of it is the predictability the comfort in knowing that [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-help/a-senators-annual-prepaid-card-tradition-continues/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repair after Bankruptcy – What You Can Do without a Credit Repair Company&#8217;s Help</title>
		<link>http://www.repaircreditfacts.com/credit-repair/credit-repair-after-bankruptcy-what-you-can-do-without-a-credit-repair-companys-help/</link>
		<comments>http://www.repaircreditfacts.com/credit-repair/credit-repair-after-bankruptcy-what-you-can-do-without-a-credit-repair-companys-help/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 17:57:49 +0000</pubDate>
		<dc:creator>Mitchell Wickham</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Help]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-repair/credit-repair-after-bankruptcy-what-you-can-do-without-a-credit-repair-companys-help/</guid>
		<description><![CDATA[Credit Repair after Bankruptcy – What You Can Do without a Credit Repair Company&#8217;s Help “The Essential Credit Repair Handbook gives the reader the tools to use in rebuilding their credit report, staying away from debt, budgeting their money as well as planning for their future, even after a bankruptcy or foreclosure.”–Chris Viale, CEO, Cambridge [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-repair/credit-repair-after-bankruptcy-what-you-can-do-without-a-credit-repair-companys-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s the matter with 20-somethings?</title>
		<link>http://www.repaircreditfacts.com/credit-help/whats-the-matter-with-20-somethings/</link>
		<comments>http://www.repaircreditfacts.com/credit-help/whats-the-matter-with-20-somethings/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 12:51:07 +0000</pubDate>
		<dc:creator>Sofia Ballow</dc:creator>
				<category><![CDATA[Credit Help]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-help/whats-the-matter-with-20-somethings/</guid>
		<description><![CDATA[When I turned 27 last fall, one of the first things my baby boomer father said to me over the phone was something like, &#8220;27 &#8230; huh &#8230; that&#8217;s old.&#8221;  He sounded surprised, as if he couldn&#8217;t believe that his youngest daughter was just a few years away from turning 30. However, there was something [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-help/whats-the-matter-with-20-somethings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Feds Accuse Oklahoma Men for Credit Card Thefts</title>
		<link>http://www.repaircreditfacts.com/debt-advisor/feds-accuse-oklahoma-men-for-credit-card-thefts/</link>
		<comments>http://www.repaircreditfacts.com/debt-advisor/feds-accuse-oklahoma-men-for-credit-card-thefts/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 06:24:06 +0000</pubDate>
		<dc:creator>Caitlin Tepper</dc:creator>
				<category><![CDATA[Debt Advisor]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/debt-advisor/feds-accuse-oklahoma-men-for-credit-card-thefts/</guid>
		<description><![CDATA[  The federal government is now involved in a credit card skimming scheme that affected a number of customers who patronized a Tulsa McDonald’s drive-thru. One worker has already admitted to using a handheld credit card skimming device over the course of three weeks in order to snag the credit card numbers. The employee then [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/debt-advisor/feds-accuse-oklahoma-men-for-credit-card-thefts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do I need to be concerned about which credit bureau the lender uses?</title>
		<link>http://www.repaircreditfacts.com/credit-repair/do-i-need-to-be-concerned-about-which-credit-bureau-the-lender-uses/</link>
		<comments>http://www.repaircreditfacts.com/credit-repair/do-i-need-to-be-concerned-about-which-credit-bureau-the-lender-uses/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 07:28:54 +0000</pubDate>
		<dc:creator>Mitchell Wickham</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Lender]]></category>
		<category><![CDATA[Lender Uses]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-repair/do-i-need-to-be-concerned-about-which-credit-bureau-the-lender-uses/</guid>
		<description><![CDATA[Same data contributors The same companies contribute information to all three bureaus. The data contributors include banks, credit card companies, retailers, mortgage lenders, auto lenders, credit unions, personal finance companies, student lenders, collection agencies and public records. Public record data is supplied by one company, PACER, which provides this data to all three bureaus.  There [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-repair/do-i-need-to-be-concerned-about-which-credit-bureau-the-lender-uses/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Brand Positioning – Brand Image</title>
		<link>http://www.repaircreditfacts.com/credit-help/brand-positioning-brand-image/</link>
		<comments>http://www.repaircreditfacts.com/credit-help/brand-positioning-brand-image/#comments</comments>
		<pubDate>Sat, 17 Mar 2012 06:18:32 +0000</pubDate>
		<dc:creator>Sofia Ballow</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Brand]]></category>
		<category><![CDATA[Positioning Brand]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-help/brand-positioning-brand-image/</guid>
		<description><![CDATA[That cross-trainer you’re wearing — one look at the distinctive swoosh on the side tells everyone who’s got you branded. That coffee travel mug you’re carrying — ah, you’re a Starbucks woman! Your T-shirt with the distinctive Champion “C” on the sleeve, the blue jeans with the prominent Levi’s rivets, the watch with the hey-this-certifies-I-made-it [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-help/brand-positioning-brand-image/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Start up business loans for poor credit-Fast money to start a business</title>
		<link>http://www.repaircreditfacts.com/credit-repair/start-up-business-loans-for-poor-credit-fast-money-to-start-a-business/</link>
		<comments>http://www.repaircreditfacts.com/credit-repair/start-up-business-loans-for-poor-credit-fast-money-to-start-a-business/#comments</comments>
		<pubDate>Wed, 14 Mar 2012 07:53:08 +0000</pubDate>
		<dc:creator>Mitchell Wickham</dc:creator>
				<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Business]]></category>
		<category><![CDATA[Business Loans]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-repair/start-up-business-loans-for-poor-credit-fast-money-to-start-a-business/</guid>
		<description><![CDATA[Start up business loans for poor credit-Fast money to start a business Written by a former debt collector, this credit repair book covers many aspects of credit restoration, including how to legally remove any adverse credit from a consumer credit report, how to negotiate debt, how to prevent and recover from identity theft, the secrets [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-repair/start-up-business-loans-for-poor-credit-fast-money-to-start-a-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do Overdraft Protection Programs Prey on the Poor?</title>
		<link>http://www.repaircreditfacts.com/credit-help/do-overdraft-protection-programs-prey-on-the-poor/</link>
		<comments>http://www.repaircreditfacts.com/credit-help/do-overdraft-protection-programs-prey-on-the-poor/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 09:52:38 +0000</pubDate>
		<dc:creator>Sofia Ballow</dc:creator>
				<category><![CDATA[Credit Help]]></category>
		<category><![CDATA[Overdraft Protection]]></category>
		<category><![CDATA[Overdraft Protection Programs]]></category>
		<category><![CDATA[Programs]]></category>
		<category><![CDATA[Protection Programs]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/credit-help/do-overdraft-protection-programs-prey-on-the-poor/</guid>
		<description><![CDATA[After taking on payday lending, debt collections and mortgage practices, the Consumer Financial Protection Bureau (CFPB) is launching an investigation into banks’ overdraft protection programs and fees. Richard Cordray, director of the CFPB, says the fees have increased 17 percent over the past five years and are hitting young, inexperienced consumers, as well as the [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/credit-help/do-overdraft-protection-programs-prey-on-the-poor/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Late Fees Bring Action on American Express</title>
		<link>http://www.repaircreditfacts.com/debt-advisor/late-fees-bring-action-on-american-express/</link>
		<comments>http://www.repaircreditfacts.com/debt-advisor/late-fees-bring-action-on-american-express/#comments</comments>
		<pubDate>Tue, 06 Mar 2012 19:20:18 +0000</pubDate>
		<dc:creator>Caitlin Tepper</dc:creator>
				<category><![CDATA[Debt Advisor]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Express]]></category>

		<guid isPermaLink="false">http://www.repaircreditfacts.com/debt-advisor/late-fees-bring-action-on-american-express/</guid>
		<description><![CDATA[  American Express Co is the largest credit card provider by purchases and they are now under the microscope for some of their late fee tactics. The Federal Deposit Insurance Corp and the Consumer Financial Protection Bureau are taking action against the company for late fees that were incurred by some AmEx customers through Centurion [...]]]></description>
		<wfw:commentRss>http://www.repaircreditfacts.com/debt-advisor/late-fees-bring-action-on-american-express/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>

