Posted by Mitchell Wickham | Posted on 26-07-2010
Many people dread the thought of having a credit card. They think that with one in hand they could spend on things they never imagined they would buy but with a tendency of going over bound. They feel that once you have credit cards then you are bound to spend beyond limits and then increase debts beyond repayment capacity. What people fail to understand is that it is not the fault of the card but their own lack of control and lack of planning that puts them in trouble!
Airline Benefits Of Credit Cards
A good card can be a powerful tool if used in a wise manner.
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Posted by Sofia Ballow | Posted on 26-07-2010
With the Credit CARD Act set to take full effect on August 22, many credit card issuers are reportedly already altering their policies to come into compliance with the law. And, because that law seriously limits some of the fees issuers can charge (including overdraft fees), many banks are also, according to this article, introducing new fees.
What You Might Notice
Make sure you’re reading your credit card statements closely in the coming months, as any new fees will be mentioned there. Here are some you might encounter:
- Annual Fee: This isn’t a new one, but many issuers have abandoned annual fees in favor of inactivity fees, charging customers who don’t use their cards often enough. Becau
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Posted by Caitlin Tepper | Posted on 26-07-2010
The Independent recently published an article stating that debt is a feminist issue. Figures released by the Insolvency Service showed a vast increase in women who were declared insolvent from 6,042 in 2000 to 29,680 women in 2009.
There were two main reasons put forward to try and explain the increase in women facing bankruptcy. The first, and perhaps the most obvious reason, was irresponsible spending: designer clothes, handbags and shoes, holidays abroad, expensive beauty treatments and everything else a woman would need to try and emulate the her favourite celebrity.
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Posted by Sofia Ballow | Posted on 23-07-2010
Bad credit repair warning shows how debt collectors cleverly “use” the police to convince you pay an alleged debt.
In 2010, DEBTOR’S PRISONS are forcing “criminals” to pay alleged debts, exactly as debt collectors have schemed.
Today, clever debt collectors are using the courts, police & news media to FORCE you to pay alleged debts.
Debtor’s Prisons?
YES, debtor’s prisons!
I’m dead serious.
Yesterday, I didn’t believe in “debtor’s prisons.” Today, I have enough evidence to warn you and to offer urgent suggestions.
The other day, I received what I first regarded as an overly dramatic email from a lady named Rosemary H. of Minneapolis, Minneso
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Posted by Mitchell Wickham | Posted on 22-07-2010
No one ever wants to lose anything that they own, but losing your transportation can be devastating. Suddenly things as simple as getting to work or buying groceries can become challenging. If you are presently behind on your car loan or lease and are worried that repossession is imminent, here are some things that you can do to stop repossession before it happens.
One thing that you should understand is that every lender has different policies and procedures. This means that what works to stop repossession with one lender may not have an impact with another. That being said there are things that you can try.
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